Wednesday, 22 January 2020


It is very likely that you feel that flash of irritation when your phone vibrates and it's a debit alert from your bank. Nigerian banks seem to have a modus operandi of trying to take as much money as they can from your savings, without offering much in return. Unlike their foreign counterparts, who would entice you with cash rewards to open an account, offer free services like car and gadget insurance to make sure you benefit from being their customer. 


Each time you carry out a transaction, either by card, POS or online there is a charge. Sometimes you don't even need to do anything to pay a charge, you just need to be a customer. Card maintenance fee, COT, ATM withdrawal charge, transfer fee, account maintenance, SMS fee - the list is endless. 

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